0330 174 4300 | info@paperweight.org.uk

Support for Mortgage Interest

If you’re a homeowner and claiming an eligible benefit, you may be eligible for an SMI loan, which you’ll need to repay with interest when you sell or transfer ownership of your home.

If you’re on certain benefits such as Universal Credit or Pension Credit, and are struggling to pay your mortgage, you may qualify for a Support for Mortgage Interest (SMI) loan.

For working age people SMI can help towards paying the interest on up to £200,000 of a mortgage and for pension age people up to £100,000.

As SMI loans must repaid with interest after selling or transferring ownership of your home, it is necessary to consider all the details very carefully before making any decision.

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Other welfare benefits services we offer include:

Universal Credit

Replaces six means-tested benefits and tax credits.

Attendance Allowance

Help with personal care if you’re disabled and you’re aged 65 or over.

Personal Independence Payment

Help with some of the costs caused by long-term ill-health or disability.

Carer's Allowance

Help to look after someone with substantial caring needs.

Entitlements Following Bereavement

May be payable if you’re widowed between 45 and State Pension age.

Self Refer

To self-refer prior to a telephone assessment, please complete the Self-Referral Form.

Practical help with legal, financial and everyday challenges

Financial  Assistance

Help coping with debt, budgeting and bills, housing, form filling, wills and probate matters.

Legal  Guidance

Informal guidance through the legal maze, typically in civil or family matters.

Welfare  & Benefits

Helping you get benefits you’re entitled to, such as housing benefit and income support.

Other Services

Paperweight offers time, guidance, confidentiality, experience and a good deal of common sense.

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